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10 Now I give my opinion in this matter, that it is a credit to you that a year ago you were the first to start—not only to do but even to be willing. 11 But now finish doing it, so that just as there was eagerness to be willing, so also to finish it, out of what you have. 12 For if the eagerness is present, the gift is acceptable according to what a person has, not according to what he doesn’t have.

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